BlaikoBlaiko

Insurance for agentic payments

Your AI agents make payment mistakes. Blaiko makes them recoverable.

On-chain payments are final. Blaiko covers eligible losses from AI agent transactions, so one bad payment does not become a permanent financial loss.

Live coverage flow

A bad payment. A recoverable outcome.

Coverage active

Customer balance restored Eligible loss paid from the staked liquidity pool.

+2,400 USDC

Autonomous payments became possible before they became safe.

AI agents can now initiate payments, move assets, and interact with contracts without waiting for human approval. But on-chain settlement has no chargeback desk, no support queue, and no undo button. That creates a new operational risk: agent mistakes become permanent financial losses.

Blaiko adds the missing recovery layer — insurance built specifically for autonomous agents that move funds on-chain.

No undo button

On-chain settlement is final. Once confirmed, a transaction cannot be reversed.

No chargeback desk

There is no payment processor to call, no dispute queue, no support ticket that reverses a transfer.

Agents act at machine speed

Autonomous agents execute payments faster than any human review cycle — mistakes compound before anyone notices.

How it works

Connect once.
Subscribe once.
Stay covered.

01

Connect

Report your agent transactions to Blaiko via a simple API or webhook. You keep running payments through your existing stack; Blaiko just needs the transaction context to provide coverage.

02

Subscribe

Choose a coverage plan and pay a predictable subscription premium. No per-transaction negotiation, no coverage decisions made at the moment of payment.

03

Recover

If an insured transaction goes wrong, Blaiko checks eligibility and pays out covered losses from the staked liquidity pool. The mistake settled on-chain; the recovery is backed by real capital.

Use cases

Who this platform is built for

Founders & Product Leads

Ship agentic payment products confidently. Coverage absorbs the tail-risk of AI errors so you can move fast without betting the company on every release.

1 day
Average time to active coverage
A founding team collaborating

Risk & Finance Teams

Structured coverage with a clear adjudication mechanism and institutional capital backing. Every claim decision is auditable and tied to reported transaction data.

Real-Time
Claim visibility across all transactions
A finance professional reviewing data

Engineers

No heavy SDK. Report transactions via a single API call or webhook. Chain-agnostic by design — works with whatever stack your agent runs on.

1 endpoint
All you need to connect your agent
An engineer working at a laptop

Founders & Product Leads

Ship agentic payment products confidently. Coverage absorbs the tail-risk of AI errors so you can move fast without betting the company on every release.

1 day
Average time to active coverage
A founding team collaborating

Risk & Finance Teams

Structured coverage with a clear adjudication mechanism and institutional capital backing. Every claim decision is auditable and tied to reported transaction data.

Real-Time
Claim visibility across all transactions
A finance professional reviewing data

Engineers

No heavy SDK. Report transactions via a single API call or webhook. Chain-agnostic by design — works with whatever stack your agent runs on.

1 endpoint
All you need to connect your agent
An engineer working at a laptop

“We built this platform to remove the guesswork from agentic payments and give founders a clear, data-driven safety net.”

B
Founder & CEO, Blaiko

Coverage Scopes

(01)

Agent sends funds to an incorrect or fabricated address due to model error, recovering eligible wrong-address losses under covered plans.

Explore Hallucinated Wallet Address

Agent sends funds to an incorrect or fabricated address due to model error, recovering eligible wrong-address losses under covered plans.

Explore Hallucinated Wallet Address

Coverage availability, limits, and claims eligibility depend on your selected plan terms and policy definitions. Terms available on request.

Coverage you can trust because eligibility is verifiable.

Every covered transaction is checked against the policy you subscribed to and the on-chain record of what actually happened. Blaiko adjudicates claims against transaction evidence and policy-defined rules — not opinions — so payouts are consistent and auditable.

Adjudication flow · Live

Transaction reported

Agent submits transaction context via API

Policy terms checked

Bounds, recipient, and contract verified against policy

On-chain record verified

Immutable ledger queried for cryptographic proof

Eligibility determined

Outcome matched to policy-defined coverage criteria

Payout from pool

Eligible amount disbursed from staked liquidity

Policy-defined triggers

Coverage is scoped in advance — spending limits, approved recipients, allowed contracts. A claim is eligible when the on-chain outcome breaches what your policy defined, not when an agent simply behaves unexpectedly.

On-chain evidence

Claims are verified against the immutable transaction record — addresses, amounts, contract calls, timestamps — so eligibility is provable, not asserted.

Designed against abuse

Coverage is built to resist moral hazard and adverse selection: policies are defined up front, and losses outside policy scope are not eligible. Coverage protects against genuine agent failure, not intentional misuse.

Every payout backed by capital you can verify on-chain.

Blaiko's coverage is backed by a liquidity pool of staked capital. Capital providers stake reserves that back eligible claims; companies pay subscription premiums for coverage. Blaiko sits between the two — adjudicating claims and paying eligible losses from the pool. Your protection isn't a promise on a balance sheet; it's reserves you can verify.

Provide coverage capital

Companies

Running agentic payments

Premiums →

Blaiko

Coverage · Adjudication · Payouts

Claims verifiedPool managed

Capital Providers

Staking pool reserves

← Yield

Frequently Asked Questions

No. Blaiko starts when your agent reports a transaction via the API or webhook. Coverage is active for subscribed transactions only — nothing is monitored passively.

Your agent controls what gets reported. Blaiko only sees what you send.

Eligibility is defined by your coverage plan and verified against the on-chain transaction record. A claim is eligible when the on-chain outcome breaches what your policy defined — spending limits, approved recipients, allowed contracts.

Losses outside your policy's defined scope are not eligible.

No. On-chain payments are final. Blaiko makes eligible losses recoverable after settlement — it does not reverse or block transactions. Coverage is a reactive recovery layer.

On-chain evidence makes every payout auditable.

Crypto-agnostic by design; live first on Ripple. Additional chain support is on the roadmap. One coverage layer for your agent payments — no lock-in to any single chain.

Additional chain support added by community vote.

A predictable subscription premium by plan — not per-transaction. You choose a coverage plan and pay a fixed recurring premium. No per-payment negotiation, no surprise charges at the moment of a loss.

No per-transaction fees. Pricing page coming soon.

A staked liquidity pool of capital providers. Coverage is backed by real on-chain reserves, not a promise on a balance sheet. Capital providers stake reserves in exchange for a share of subscription premiums.

Pool reserves and utilization are verifiable on-chain.

Blaiko stores the transaction context needed for claim adjudication, history, and policy matching. Raw transaction data is used only for eligibility verification — it is not sold or shared.

Your transaction data is never sold or shared with third parties.

Give your agents a recovery layer.

An agent that moves money without a recovery layer is a liability. Blaiko covers eligible losses from a staked on-chain pool — so your team ships without absorbing every edge case as a permanent loss.

Get early accessSee what's covered

No per-transaction fees · Backed by on-chain reserves · Cancel anytime